Predicting the investor, not the market.
Behavioural decision support for wealth advisers. The firm buys · the adviser uses · the investor benefits.
Pilots open to Swiss private banks, cantonal banks and institutional wealth managers — Q4 2026 / Q1 2027.
THE PROBLEM
Behaviour costs investors — quietly, and every year.
Behavioural finance has named the patterns for decades: selling in a panic, holding the loser, chasing the winner, anchoring to the price paid. The knowledge rarely reaches the client at the moment of the decision — and no one puts a number on what it takes from the portfolio.
A risk score tells an adviser what the client did. Not why. Not what comes next. Not how to intervene, in time.
HOW IT WORKS
Behavioural decision support, in the adviser's day.
- 01
Observe
What the client did — trades, timing, and the moment they happened.
- 02
Diagnose
The bias behind it — named, and read against the market regime.
- 03
Recommend
What to say next — the response, and the research behind it.
- 04
Deliver
The adviser decides. Nothing goes to the client automatically.
- 05
Measure
What followed — recorded, so the next answer is better.
Never trades · Never blocks the transaction · Never contacts the client.
A doctor diagnoses without an MRI — the system works from day one with what the adviser already knows, and the full measurement switches on when the bank connects its data.
THE RECORD AND THE RESEARCH
Two things make this stand up.
The record is the asset
Every delivered intervention is logged — client type, market, response, the adviser's decision, what followed.
The knowledge, not a black box
Decades of published research in behavioural finance, parts of which were written by our co-founders. Checked and locked before it is ever used.
Prof. Thorsten Hens — Co-founder & Chair of the Board. Professor of Financial Economics, University of Zurich.
Prof. Enrico De Giorgi — Co-founder & Chief of Science. Professor of Mathematics, University of St. Gallen.
Where it fits
Yainvest plugs into the systems advisers already use — portfolio-management, custody and advisory platforms — via standard API and A2A patterns. The tagged intervention record is the invariant output, portable across platforms.
Compliance and data
Swiss company, Baar (Zug). Hosted on Microsoft Azure Switzerland. Adviser-mediated distribution keeps the regulatory perimeter with the licensed institution. Aligned with FinSA, MiFID II, and CFA standards for suitability.